Welcome to Comprehensive Financial Consultants, Inc., a full-service company specializing in retirement planning and estate conservation.

As personal financial professionals, we can:

...Help you clarify and define your goals;

...Recommend solutions that fit your needs;

...Deliver timely information;

...Explain how changing financial conditions affect you;

...Monitor your financial progress;

...Make investment planning easier.

Feel free to browse our site.  You will find a variety of articles, calculators, and research reports that we hope will answer your questions or stimulate your interest.

If you have any questions, please call us at 732-869-1960 or e-mail us at sagrista@nationwideplanning.com.  We will be happy to help.  We look forward to talking with you.

Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?

Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Tax-Deferred Savings
Compare the potential future value of tax-deferred investments to that of taxable investments.

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Note to Self: Check Beneficiary Designations
Outdated beneficiary forms have the potential to cause needless grief and hardship for surviving loved ones who are your intended heirs.

HOT TOPIC: The Personal Saving Rate: What It Doesn't Mean to You
The term "personal saving rate" can be misleading. It doesn't define "saving" in the same way that most people do. What should the personal saving rate mean to you?

A Question of Identity
Not only is identity theft costly, it can also be a major hassle that affects a person’s credit score for years. The key to preventing ID theft is awareness.

The Positives of Negative Correlation
Few asset groups are perfectly negatively correlated, but a portfolio may still be able to benefit from the correlation principle.

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