Welcome to Comprehensive Financial Consultants, Inc., a full-service company specializing in retirement planning and estate conservation.

As personal financial professionals, we can:

...Help you clarify and define your goals;

...Recommend solutions that fit your needs;

...Deliver timely information;

...Explain how changing financial conditions affect you;

...Monitor your financial progress;

...Make investment planning easier.

Feel free to browse our site.  You will find a variety of articles, calculators, and research reports that we hope will answer your questions or stimulate your interest.

If you have any questions, please call us at 732-869-1960 or e-mail us at sagrista@nationwideplanning.com.  We will be happy to help.  We look forward to talking with you.

Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?

Tax-Deferred Savings
Compare the potential future value of tax-deferred investments to that of taxable investments.

Estate Taxes
Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

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Finding a Good Time to Invest
When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Help Keep Your Estate Out of Probate
Anyone who has seen an estate go through probate knows that it's the legal equivalent of having a tooth pulled. But just like tooth decay, probate may not be entirely avoidable.

Using a Variable Annuity for Guaranteed Income
One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

Roth IRA Conversion Mistakes Can Be Costly
One popular way to fund a Roth IRA is by transferring assets from a traditional IRA or an employer-sponsored retirement plan. This type of transaction, called a Roth IRA conversion, is simple in theory but can be complicated in practice. If you make certain mistakes, you could lose some key advantages.

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